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Some basic plans start at $10.00 a month, while more extravagant plans cost upward of $400.00 a month. Since no two pet insurance plans are exactly the same, you should research each policy before making a choice that best fits your needs. The following questions are important to keep in mind when determining if pet insurance is worth the expense:
What's covered? Look over several plans from different companies before making a provider selection. Make sure the plan you choose defines clearly what is and what is not covered. For some pet owners, pet insurance is a safeguard for future catastrophes, such as sudden accidents or the emergence of a serious illness. For others, the coverage they choose applies to every vet visit, including checkups.
What's not covered? There is more to picking insurance plans then finding out what is covered by insurance. You need to also know what is not covered so you can compare plans to one another and so you are prepared when your pet needs a test or procedure that is not covered.
Are hereditary illnesses and conditions covered? If you own a purebred animal, they may be prone to a breed specific condition. For example, German Shepard's are likely to develop hip dysphasia, and Labrador's are often inflicted with eye problems.
What's the deductible? Is there a co-pay? Be sure to understand what you are expected to pay for and exactly how much. You don't want to pick an insurance that covers little if anything.
What (if any) is the age limit for a pet to be covered? The best time to purchase pet insurance is when your pet is just a puppy. As pets get older they require more care, especially later in their lives, and the premium goes through the roof or coverage no longer exists.
So who is pet insurance for? Pet insurance is best suited for pets that are young and healthy. Pet insurance is also a good investment if you:
Jan/Feb 2018 Special
$50 off dental cleaning for your
dog or cat. Call 987-2000 to
schedule your pet!
We are the only animal hospital in Lake County, CA to offer all of these benefits: laser surgery, laser therapy, climate controlled boarding, separate cat reception, examination, and boarding areas, dental x-ray and dental suite, multi-modal pain management, physical therapy, underwater treadmill, shockwave therapy, PRP therapy, cryotherapy, digital thermal imaging, stance analyzer, tonopen for eye pressure, behavior services, house calls.....and much more.